Vehicle Loans

When considering a new or used auto, truck, boat, motorcycle, camper trailer, snowmobile, or ATV, look to our loan department. Besides offering some of the most competitive rates in this area, we also offer pre-approved loans, 100% financing, payroll deduction or automatic debit payment, credit disability and credit life payment protection, refinancing of existing loans at other institutions, and new or used vehicle pricing information.

GAP Insurance

We offer the option to add on Guaranteed Asset Protection (GAP) insurance when you finance your car with us. If your vehicle is totaled or stolen and your insurance company won’t cover everything, GAP insures you for the difference between what you owe and what your insurance company says it is worth. It is valuable protection for your investment. Please contact us 815-273-4503 for more information on GAP insurance for your next car purchase.

Mechanical Repair Coverage

Mechanical Repair Coverage (MRC) can help you cover the unexpected costs of parts and labor and help keep your family on the road with effective transportation to accomplish your daily needs. If you’re planning to keep your vehicle beyond the lifetime of the manufacturer’s warranty, purchasing Mechanical Repair Coverage may be the right choice for you.

We offer three levels of MRC. Check with our loan officers for more details on MEMBER’s Choice Mechanical Repair Coverage, including benefits, limitation and exclusions.